New account holder checklist

After you register, sign in any time to choose online or mail delivery of important documents, deposit funds, check your balance, capture receipts and pay bills online.

Make it clear who should receive the money in your account, in the event of your death, by signing in and completing the beneficiary designation form available within your profile.

Consider setting up automatic pre-tax deductions from your paycheck. You can also make post-tax contributions by signing in to your account and setting up a one-time or recurring transfer from another bank account.

Using your Optum Financial payment card is a convenient way to reimburse yourself or pay for qualified medical expenses at the time of service or purchase.

Visit the App Store or Google Play.

Your welcome kit will contain this and other important information. Be sure to retain your kit for future reference.

Find out which medical expenses are qualified for tax advantages so you don’t accidentally use your account for nonqualified expenses and have to pay taxes and IRS penalties on the distributions. Be sure to save all your receipts, too.