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Health care

We provide affordable and personalized care

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11 things to keep in mind for a more healthy lifestyle

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Financial

Accounts to help you save and pay for health care expenses

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  • Resources
    Find contribution limits, savings tools, calculators and eligible expenses
  • Account support
    Find contact information and frequently asked questions

Open enrollment

Plan ahead for 2025

Open enrollment is here. Explore your financial health benefit account options to maximize your benefits. Visit the Resource Center to learn more.

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  • Optum Rx
    For people with pharmacy insurance benefits through Optum Rx
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    Track your home delivery and specialty order
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    Find contact information and answers to frequently asked questions

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Optum Rx on the go

Request refills, track order status, manage billing information and much more.

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New account holder checklist

Congratulations on opening a health savings account (HSA).

You've already taken a smart step toward saving for qualified medical expenses — and for your future.

   

Register for online access

After you register, sign in any time to choose online or mail delivery of important documents, deposit funds, check your balance, capture receipts and pay bills online.

Designate a beneficiary

Make it clear who should receive the money in your account, in the event of your death, by signing in and completing the beneficiary designation form available within your profile.

Start making contributions

Consider setting up automatic pre-tax deductions from your paycheck. You can also make post-tax contributions by signing in to your account and setting up a one-time or recurring transfer from another bank account.

Activate your debit card

Using your Optum Financial payment card is a convenient way to reimburse yourself or pay for qualified medical expenses at the time of service or purchase.

Download the mobile app

Visit the App Store or Google Play.

Review your account’s fee schedule

Your welcome kit will contain this and other important information. Be sure to retain your kit for future reference.

Learn about qualified medical expenses

Find out which medical expenses are qualified for tax advantages so you don’t accidentally use your account for nonqualified expenses and have to pay taxes and IRS penalties on the distributions. Be sure to save all your receipts, too. 

investment-disclaimer

Investments are not FDIC insured, are not bank issued or guaranteed by Optum Financial or its subsidiaries, including Optum Bank, and are subject to risk including fluctuations in value and the possible loss of the principal amount invested.